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Charis Bank
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Cut-off Times

All times listed below are listed as Central Standard Time (CST).

Online Banking
  • Account Transfers 7:00 PM

Bill Pay
  • Bill Pay items are processed at 7:00 AM and 2:00 PM each business day.
  • Payments submitted after the 2:00 PM cut-off will be processed at 7:00 AM on the next business day.

Remote Deposits
Remote deposits may be reviewed for approval before crediting your account. 
  • Remote Deposit Capture merchant deposits 6:00 PM*
  • Check Deposit via Mobile App 6:00 PM*
*Deposits after 4:00 PM may be credited on the following business day if a deposit exception occurs. 

Wire Transfers
  • Domestic 4:00 PM
  • International 3:00 PM
  • Treasury Solutions Wires are processed four times each business day at the following times:
    • 10:00 AM
    • 12:00 PM
    • 2:00 PM
    • 4:00 PM

ACH Origination
  • File submissions 4:00 PM

Positive Pay Exception Review
  • Check items 7:00 AM - 11:00 AM
  • ACH items 7:00 AM - 11:00 AM
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Mobile App

Take our customer service with you, where ever you go.

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iTalk Telephone Banking

24-hour telephone banking, giving you the freedom to check balances, perform transfers, and service your debit card.